Collected data security and encryption

We have put policy in place to secure data we collected following generally accepted industry standards in order to protect your personal information. While data transmitted over the internet, mobile or desktop applications cannot be fully secured, we have put in place policies to maintain electronic, physical, and procedural safeguards to protect the confidentiality of the information collect online. Our Service provides security measures in place designed to protect against the loss, misuse, and alteration of the information under our control. We use Secure strong encryption that encodes information for such transmissions. All data is maintained on secure platforms and servers. Access to stored data is protected by multi-layered security controls including firewalls, role-based access, and other control measures such as passwords.

Under Age Policy

Our Service Terms and Conditions states that users of systems and applications must be at least 18 years old to use the Services. We do not knowingly collect personally-identifiable information from Users under 18. In the event that we learn that we have collected any personal information from a User under the age of 18, we will attempt to delete that information from our database. If you have questions about child policy use of our system or believe that we might have any personal information from a child under 18, reach us at support@savingmate.io.

Information We Collect

Personally-Identifiable Information:

If you specifically and knowingly provide personally-identifiable information to us, we may collect these data in our systems for instance when you access the Services and provide your name, email address address and similar personal information; when you register and provide your part or full social security number, government identification, including driver’s license or passport information, bank and other financial information; when you create User Profile; or We may collect other personal information, such as your financial history, when you use the services. We do not consider personal information to include information that’s not explicitly identify a user or has been anonimized, such information that doesn’t not allow a third party to easily identify a specific individual. We collect and use personally-identifiable information for the sole purpose to operate and improve our Services, to allow you to provide third parties or other Users access to your User Content, to communicate with you when requested, to provide customer service for our products, and to perform research and analysis to improving our services, products, and technologies.

You have the option not to provide personal information, but then access and services will not be available to you. Note that personally-identifiable information we collect and your User Content may be stored and processed in the United States. We may data in other country in which we or our affiliates, subsidiaries, contractors or agents maintain facilities; by using the Services, you consent to any such transfer of information outside of your country.

Website, mobile technology use:

Using Saving Mate system require us, or third parties on our behalf, to collect non-personally-identifiable information via the use of pixels, cookies and other similar technologies that capture user activities.

Personal information includes personally-identifiable information and non-personally-identifiable information. Cookies are pieces of information that are transferred to an individual’s hard drive for record-keeping purposes. They are used to assist users to access the site information and content by saving your user preferences which allows us to identify registered users and save you time by eliminating the need to repeatedly enter the same information. They are also used to collect aggregate information about users on an anonymous basis. In addition to cookies, we may use other technologies, on our websites and in promotional email messages or newsletters. These electronic data images help us in determining how many users have visited certain pages or opened messages to improve our services. We do not use these cookies or single-pixel gifs to collect personal information. You have the ability to decline or accept cookies in your browser settings. Please know that this site is optimally designed to operate with cookies enabled in your internet browser.

What Is Saving Mate

Saving Mate is an online portal that allows users to build and operate Rotational Savings Clubs with friends and family members. The Rotational Savings Club is a group of people who, together, invest and save in peer-to-peer lending. Community participants add funds to the pool weekly/monthly and then take turns withdrawing funds from the pool.

Pricing

Saving Mate charges a flat-rate subscription fee of $4 per month for each participant.

We use Plaid for authentication, please read Plaid’s End User Policy from the link below.

https://plaid.com/legal/#end-user-privacy-policy

Contact Information

If you have any questions about our online portal, please contact us at support@savingmate.io